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XRP in Japan: SBI Holdings Japan's XRP Champion

SBI Holdings is Ripple's biggest partner. How this Japanese financial giant drives XRP adoption across Asia.

AA
AllAboutXRP Editorial
·
Last Updated: February 15, 2026
TL;DR

SBI Holdings — one of Japan's largest financial groups — has been Ripple's most important partner since 2016. They run SBI VC Trade (Japan's leading XRP exchange), use ODL for remittances, and champion XRP adoption. Japan is the world's most XRP-friendly major economy.

Key Facts
Partner Since2016
ExchangeSBI VC Trade
Use CaseCross-border payments
RegulationFSA regulated
XRP StatusLegal in Japan
JVSBI Ripple Asia
2016
Since
SBI VC
Exchange
Legal
Status
#1 XRP
Market

SBI Holdings

SBI is a $6B+ financial conglomerate with banking, securities, insurance, and crypto divisions. CEO Yoshitaka Kitao is one of XRP's most vocal institutional supporters.

SBI VC Trade

Regulated exchange. XRP is most traded asset. One of Japan's largest.

SBI Remit

International remittances using XRP/ODL for real-time settlement.

SBI Ripple Asia

Joint venture for payment solutions across Asia-Pacific.

SBI Digital Asset

Broader digital asset strategy including custody and tokenization.

Ripple-SBI Partnership

SBI invested in Ripple in 2016 and created SBI Ripple Asia to expand RippleNet and ODL across Asia. SBI has financial skin in the game as a Ripple investor.

Why SBI Matters

SBI provides deep institutional credibility in Asia's largest crypto market. Japan's regulation + SBI's infrastructure = ideal for XRP adoption.

SBI VC Trade

FSA regulated

Licensed under Japan's Payment Services Act. Among most regulated globally.

XRP #1

XRP consistently the most traded asset, reflecting Japan's XRP enthusiasm.

Staking & lending

XRP lending products leveraging Japan's favorable framework.

Remittance Corridors

ODL through SBI Remit enables real-time transfers from Japan to Southeast Asia.

CorridorStatusSpeedSavings
Japan → PhilippinesActiveReal-time40-60%
Japan → VietnamActiveReal-time30-50%
Japan → ThailandGrowingReal-time35-55%

Future Plans

NFT marketplace

XRPL-based NFT initiatives in Japan.

CBDC collaboration

Involved in Japan's digital yen discussions.

More corridors

New remittance corridors across Asia.

Institutional custody

Expanding custody for institutional XRP holders.

Frequently Asked Questions

Continue Learning

Explore XRP Adoption

Japan leads in XRP adoption. See how others follow.

Last updated: February 15, 2026. Written by the AllAboutXRP Editorial Team.

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