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XRPL AMM Yield Guide Earn Fees as a Liquidity Provider

Provide liquidity on the XRPL AMM — yield calculations, pool selection, impermanent loss.

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AllAboutXRP Editorial
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Last Updated: February 15, 2026
TL;DR

The XRPL AMM is a native protocol feature. Deposit token pairs, earn trading fees (3-8% APY). XRP/RLUSD is the safest pool. No smart contract risk. Impermanent loss is the main risk.

Key Facts
Launch2024 (XLS-30)
APY3-8%
FeesPro-rata share
Best PoolXRP/RLUSD
IL RiskVaries
CustodyOn-chain
3-8%
APY
100+
Pools
Trading Fees
Model
3-5 sec
Speed

How the XRPL AMM Works

XLS-30 amendment built the AMM into the XRP Ledger natively. No smart contract risk.

Deposit Pair

Equal value of two tokens (e.g., XRP + RLUSD).

Earn Fees

Every trade pays a fee. Your share is proportional.

Withdraw

Anytime. No lockup. Burn LP tokens.

Best Pools

PoolVolumeAPYIL Risk
XRP/RLUSDHigh4-6%Low
XRP/USD.bMedium3-5%Low
XRP/SOLOMedium5-8%Medium
XRP/CSCLow6-10%High

Yield Calculation

Formula

Daily Yield = Pool Daily Fees × Your Share %
Annual = Daily × 365. Track on XRPL explorers.

Impermanent Loss

Price ChangeIL
±25%0.6%
±50%2.0%
±100%5.7%
±200%13.4%

If fees > IL, you profit. Stablecoin pairs minimize IL.

Getting Started

Get Xaman Wallet

AMM-compatible XRPL wallet.

Fund Both Tokens

Equal value of both.

Add Liquidity

Select pool → confirm → receive LP tokens.

Monitor

Track position. Withdraw anytime.

Frequently Asked Questions

Continue Learning

Start Providing Liquidity

Earn trading fees on the XRPL.

Last updated: February 15, 2026. Written by the AllAboutXRP Editorial Team.

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