Skip to content
Independent XRP research, guides, and live data
Our standards

What is Ripple Prime?

Ripple Prime is an institutional-grade prime brokerage clearing $3+ trillion annually — built on the $1.25B Hidden Road acquisition, with post-trade settlement migrating to the XRP Ledger.

·
Last reviewed: February 12, 2026
Answer in brief

Ripple Prime is Ripple's institutional brokerage arm, born from the $1.25B Hidden Road acquisition. It provides clearing, custody, lending, and post-trade services to 300+ institutional clients. The big story: post-trade settlement is moving to the XRP Ledger, making XRPL the backbone of a $3T+ annual clearing operation.

Key facts
Based OnHidden Road (acquired $1.25B, 2025)
Annual Clearing$3+ trillion
Institutional Clients300+
ServicesClearing, custody, lending, settlement
2024 Revenue$100M+ (Hidden Road)
Settlement LayerMigrating to XRP Ledger
CollateralRLUSD + traditional assets
Target MarketInstitutional / Enterprise
$3T+/yr
Clearing
300+
Clients
$1.25B
Acquisition
$100M+
Revenue

What is Ripple Prime?

Ripple Prime is Ripple's institutional prime brokerage platform — think of it as the "Goldman Sachs of crypto." It provides the infrastructure that large financial institutions need to trade, clear, settle, and custody digital assets at scale.

Why Prime Brokerage Matters

Institutional investors won't touch crypto without proper infrastructure — clearing, custody, margin, lending. Ripple Prime provides all of this, making it safe and efficient for hedge funds, banks, and asset managers to participate in digital asset markets.

The Hidden Road Acquisition

In 2025, Ripple acquired Hidden Road for $1.25 billion — making it the largest acquisition in crypto history at the time. Hidden Road was already a thriving multi-asset prime brokerage:

$3+ trillion in annual clearing volume

Across crypto and traditional assets

300+ institutional clients

Hedge funds, asset managers, banks

$100M+ revenue in 2024

Profitable and growing rapidly

Multi-asset coverage

Crypto, FX, fixed income, derivatives

Registered FCM and broker-dealer

FINRA-registered with full regulatory compliance

See all acquisitions on our acquisitions page.

Ripple Prime Services

Prime Brokerage

Full-service brokerage for institutional traders including execution, clearing, and margin.

Clearing & Settlement

Multi-asset clearing across crypto and traditional markets, processing $3T+ annually.

Digital Asset Custody

Institutional-grade custody via Ripple Custody (Metaco), trusted by tier-1 banks.

Lending & Financing

Margin lending and collateral management for institutional portfolios.

Post-Trade Services

Reconciliation, reporting, and settlement — migrating to XRP Ledger for speed.

RLUSD Collateral

RLUSD stablecoin accepted as collateral, creating new utility for Ripple's ecosystem.

How Ripple Prime Benefits XRP

XRP Ledger as Settlement Layer

Ripple is migrating Hidden Road's post-trade settlement to the XRP Ledger. This means $3+ trillion in annual clearing volume will settle on XRPL — creating massive transaction throughput and demonstrating XRPL's capability as institutional-grade infrastructure.

XRPL Settlement

Post-trade clearing moves to the XRP Ledger — proving XRPL at institutional scale

RLUSD Utility

RLUSD used as collateral in prime brokerage, driving stablecoin adoption on XRPL

XRP Liquidity

Institutional trading increases XRP market liquidity and reduces volatility

Ecosystem Growth

300+ institutional clients introduced to the XRP Ledger ecosystem

Frequently Asked Questions

What is Ripple Prime?

Ripple Prime is Ripple's institutional-grade prime brokerage service offering clearing, lending, and post-trade settlement. Built on the $1.25 billion Hidden Road acquisition, it clears over $3 trillion annually and serves 300+ institutional clients.

How does Ripple Prime relate to Hidden Road?

Ripple acquired Hidden Road in 2025 for $1.25 billion — the largest acquisition in crypto history at the time. Hidden Road's prime brokerage infrastructure became the foundation for Ripple Prime.

How does Ripple Prime use XRP and the XRPL?

Ripple is migrating Hidden Road's post-trade settlement to the XRP Ledger, leveraging XRPL's speed and low cost. RLUSD is also used as collateral within the platform.

Who can use Ripple Prime?

Institutional clients only — hedge funds, asset managers, banks, and large trading firms. It is not available to retail investors.

What does Ripple Prime offer?

Multi-asset prime brokerage including clearing, custody, financing, lending, and post-trade services across crypto and traditional assets.

Continue Learning

Institutional-Grade Infrastructure

Ripple Prime brings Wall Street-level brokerage to crypto — with settlement on the XRP Ledger.

Last updated: February 12, 2026. Written by the AllAboutXRP Editorial Team. Sources: Ripple.com, Hidden Road, BusinessWire, Financial Times.

Get XRP insights delivered weekly

Free weekly newsletter. No spam, unsubscribe anytime.