How to Buy XRP on Bitstamp Europe's Trusted Exchange (2026)
Bitstamp is one of the oldest cryptocurrency exchanges in the world, founded in 2011 in Slovenia. With deep European roots, free SEPA deposits, and a long history of XRP support, it's a top choice for European XRP buyers.
Bitstamp is Europe's most trusted exchange — operating since 2011 with free SEPA deposits and fees starting at just 0.30%. It was one of the first exchanges to list XRP and maintains deep liquidity across EUR, USD, and GBP pairs. Also available to US users. After buying, consider self-custody for long-term holding.
| Key Facts | |
|---|---|
| Exchange | Bitstamp |
| Founded | 2011 (Slovenia → Luxembourg) |
| Trading Fee | 0.30% (tiered) |
| SEPA Deposit | Free |
| ACH Deposit (US) | Free |
| Credit Card Fee | 5% |
| Regulation | Luxembourg, UK FCA, FinCEN |
| XRP History | Supported since early days |
Why Choose Bitstamp for XRP?
Bitstamp has a special relationship with XRP. It was one of the earliest exchanges to list XRP and has maintained continuous support. For European users, it's arguably the best option thanks to free SEPA deposits and strong EU regulatory compliance.
One of the longest-running exchanges in crypto, surviving multiple market cycles
European users can deposit EUR for free, making it extremely cost-effective
Regulated in Luxembourg (EU), UK (FCA), and US (FinCEN)
Early XRP supporter with deep institutional relationships in the Ripple ecosystem
XRP/EUR, XRP/USD, XRP/GBP — trade in your local currency
Used by institutional traders and offers OTC desk for large orders
Step 1: Create Your Bitstamp Account
Visit Bitstamp.net
Go to bitstamp.net and click 'Get started.' Enter your name, email, and country of residence.
Verify your email
Confirm your email address by clicking the link Bitstamp sends you.
Complete KYC verification
Upload your government-issued ID and proof of address. Bitstamp is thorough but typically completes verification within 1-3 hours.
Set up security
Enable 2FA using Google Authenticator or a hardware security key for maximum protection.
Create your Bitstamp account → Europe's most trusted exchange since 2011. Free SEPA deposits and competitive XRP trading fees.
Step 2: Deposit Funds
| Method | Fee | Speed | Best For |
|---|---|---|---|
| SEPA Transfer | Free | 1-3 business days | European users (EUR) |
| ACH Transfer | Free | 3-5 business days | US users (USD) |
| Faster Payments | Free | Minutes | UK users (GBP) |
| International Wire | 0.05% | 2-5 business days | Large deposits |
| Credit/Debit Card | 5% | Instant | Speed priority |
| Crypto Deposit | Free | Varies | Already own crypto |
For European users, SEPA is the clear winner — free and reliable. The 5% credit card fee is steep; avoid it unless you need XRP immediately. For broader options, compare with other XRP exchanges.
Step 3: Buy XRP
Bitstamp offers both a simple Buy/Sell interface and a full trading platform with limit orders. To learn about different ways to buy XRP, see our comprehensive guide.
Simple: Instant Buy
Click 'Buy/Sell' → select XRP → enter amount → confirm. Uses market price with the standard 0.30% fee.
Advanced: Limit Order
Go to the XRP/EUR or XRP/USD market → select 'Limit' → set your price → enter amount → submit. Lower fees via maker pricing.
Recurring Buy
Set up automated purchases on a schedule to dollar-cost average into your position.
Buy XRP on Bitstamp now → Free SEPA deposits + 0.30% trading fees.
Bitstamp Fee Tiers
| 30-Day Volume | Maker Fee | Taker Fee |
|---|---|---|
| < $10,000 | 0.30% | 0.30% |
| $10K - $20K | 0.24% | 0.24% |
| $20K - $100K | 0.20% | 0.20% |
| $100K - $400K | 0.12% | 0.12% |
| $400K - $600K | 0.08% | 0.08% |
| $600K - $20M | 0.05% | 0.05% |
| $20M+ | 0.00% | 0.03% |
Bitstamp's fees are competitive at all tiers. For most retail buyers (under $10K/month), the 0.30% flat fee is simpler and often cheaper than platforms with separate maker/taker fees.
Withdrawing XRP from Bitstamp
Bitstamp supports full XRP withdrawals. Move your XRP to a self-custody wallet for long-term security.
Navigate to Withdrawal
Go to your account → Withdrawal → select XRP.
Enter destination address
Paste your XRP Ledger wallet address and include a destination tag if required.
Confirm and send
Complete 2FA verification. XRP arrives in your wallet within seconds.
Frequently Asked Questions
Continue Learning
Buy XRP on Bitstamp
Europe's most trusted exchange since 2011. Free SEPA deposits and straightforward trading.
Last updated: February 15, 2026. This is not financial advice. Always do your own research.
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